Welcome to ArcLoan.com

Great News ! Mortgage Rates LOWEST Since May 2013 !


"Everyone who qualifies for an ArcLoan should get one!"

- Jordan E. Goodman,
America's Money Answers Man and author of 11 books on personal finance including Everyone's Money Book on Real Estate

"In the 30 years I have covered personal financial issues, the ArcLoan is the most innovative and consumer-oriented product I have ever seen. While most borrowers are suffering with mortgage payments that keep going up, ArcLoan borrowers aren't affected by rising rates and benefit when rates fall. In my case, my ArcLoan fell from the original rate of 7 3/4% to 4 3/4% in six steps over 3 years, and it will never rise from that level."

Home of the Automatic Rate Cut Loan™ & the ArcLoan Mortgage Management Program™.

Since 1993, ArcLoan has educated thousands of consumers across the United States on mortgage strategies and programs that help increase savings and reduce debt.

Our goal is simple - we want to help homeowners take advantage of interest rate declines to increase their savings for the least cost !

Our Mortgage Management Strategies™ have been endorsed by national consumer advocates, financial planners, accountants, insurance professionals, attorneys and, most importantly, homeowners.

Our professional Mortgage Educators are standing by waiting to provide you with a No Obligation mortgage analysis which could save you thousands of dollars!

Mortgage Rates LOWEST Since May 2013 !
There Are Great Strategies to SAVE


30 yr. rates have fallen BELOW 4.0%! Rates are EXCELLENT from a historical perspective. Take 10 minutes for a quick "mortgage check-up" and see if you may benefit.

There are a number of ways you can save money on your current mortgage or BUY a new home !

Has Your Value Dropped ? Are you eligible for the HARP program?

Eligible borrowers who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value, may now have the opportunity to refinance through the Home Affordable Refinance Program.

Even if your home is "under water" (mortgage higher than the current value) you may be eligible to lower your current rate.
We are passionate about serving you. Especially when it concerns your largest debt, your mortgage. We serve all 50 states with Conventional, HARP, FHA, and VA mortgages for both Purchase and Refinance.

How we can help you - There are many ways to SAVE on your mortgage. We are experts in showing you how. Home values have been increasing in most areas allowing many homeowners to refinance!

Our goal is to help you save money - NOT to "sell" you a loan.
There is GOOD NEWS to take advantage of which could help increase your savings & reduce your debt. Home values have been increasing in most areas allowing many homeowners to refinance!
Do You Have a FHA Mortgage ? If you do this January, 2015 Federal Announcement is Amazing News For You.

New 30 yr. Fixed FHA mortgages will now have a MUCH LOWER Mortgage Insurance Premium. Essentially this will save FHA borrowers 1/2% on their payments. This is the first DROP since 2009 in the FHA Insurance Premium rate.

Contact Us Today if you have an FHA mortgage to determine if you can benefit.

Loan Information

This info will help us give you accurate information.

Have a HELOC or 2nd Mortgage?

To Determine HARP Eligibility

Please provide your address as it appears on your mortgage

In order for us to check with Freddie Mac please provide the last 4 digits of your social security number:

Contact Information

Check for accuracy!

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